CDB, LC e RDB no último mês: ranking de taxas
===============================================

 Este recorte reúne as ofertas de CDB, LC e RDB do último mês (entre 23/08/2026 e 21/09/2026), ordenadas pela maior taxa. Use o período para comparar com as taxas de hoje e identificar tendências do mercado.

Os dados vêm do histórico monitorado da plataforma. Como em qualquer ranking, converta para a taxa líquida de IR e confira emissor, FGC e vencimento antes de decidir.

  [Ver todas as ofertas de CDB, LC e RDB](https://rendafixa.finance/historico?tipoativo%5B0%5D=CDB&tipoativo%5B1%5D=LC&tipoativo%5B2%5D=RDB&periodo%5Bpreset%5D=last30Days)

   Período:  [Tempo real (disponível agora)](https://rendafixa.finance/melhores-cdb) [Últimos 14 dias](https://rendafixa.finance/melhores-cdb/14-dias) [Últimos 30 dias](https://rendafixa.finance/melhores-cdb/30-dias)

CDI
---

      CDB/LC/RDB (Até 6 meses)   135,00%

    135,00% | CDB | 🔒BANCO RESTRITO🔒 | 🔒 | 01/09 | MAR/27

R$1k

135,00% | CDB | 🔒BANCO RESTRITO🔒 | 🔒 | 03/09 | MAR/27

R$846

[135,00% | CDB | BANCO DIGIMAIS SA | INTER | 06/09 | MAR/27 R$11k](https://rendafixa.finance/cdb/banco-digimais-sa-mar-2027-cdi-135-1233670)
[135,00% | CDB | BANCO DIGIMAIS SA | INTER | 03/09 | MAR/27 R$567](https://rendafixa.finance/cdb/banco-digimais-sa-mar-2027-cdi-135-1216007)
[135,00% | CDB | BANCO DIGIMAIS | BTG | 02/09 | FEV/27 R$4k](https://rendafixa.finance/cdb/banco-digimais-fev-2027-cdi-135-1195034)

     CDB/LC/RDB (6 meses a 1 ano)   135,00%

    135,00% | CDB | 🔒BANCO RESTRITO🔒 | 🔒 | 12/09 | ABR/27

R$418

135,00% | CDB | 🔒BANCO RESTRITO🔒 | 🔒 | 02/09 | ABR/27

R$6k

[135,00% | CDB | BANCO DIGIMAIS | BTG | 26/08 | JUN/27 R$4k](https://rendafixa.finance/cdb/banco-digimais-jun-2027-cdi-135-1125125)
[135,00% | CDB | BANCO DIGIMAIS | INTER | 16/09 | ABR/27 R$1k](https://rendafixa.finance/cdb/banco-digimais-abr-2027-cdi-135-1332486)
[135,00% | CDB | BANCO DIGIMAIS | BTG | 04/09 | MAR/27 R$3k](https://rendafixa.finance/cdb/banco-digimais-mar-2027-cdi-135-1220102)

     CDB/LC/RDB (1 a 2 anos)   135,00%

    135,00% | CDB | 🔒BANCO RESTRITO🔒 | 🔒 | 14/09 | MAR/28

R$24k

135,00% | CDB | 🔒BANCO RESTRITO🔒 | 🔒 | 27/08 | NOV/27

R$10k

[135,00% | CDB | BANCO DIGIMAIS | BTG | 10/09 | MAR/28 R$16k](https://rendafixa.finance/cdb/banco-digimais-mar-2028-cdi-135-1267203)
[135,00% | CDB | BANCO DIGIMAIS | BTG | 27/08 | MAR/28 R$10k](https://rendafixa.finance/cdb/banco-digimais-mar-2028-cdi-135-1137667)
[135,00% | CDB | BANCO DIGIMAIS | BTG | 01/09 | MAR/28 R$3k](https://rendafixa.finance/cdb/banco-digimais-mar-2028-cdi-135-1181959)

     CDB/LC/RDB (2 a 3 anos)   140,00%

    140,00% | CDB | 🔒BANCO RESTRITO🔒 | 🔒 | 14/09 | AGO/29

R$211

140,00% | CDB | 🔒BANCO RESTRITO🔒 | 🔒 | 15/09 | MAI/29

R$26k

[140,00% | CDB | BANCO DIGIMAIS SA | INTER | 31/08 | AGO/29 R$203](https://rendafixa.finance/cdb/banco-digimais-sa-ago-2029-cdi-140-1178668)
[140,00% | CDB | BANCO DIGIMAIS SA | INTER | 29/08 | SET/29 R$4k](https://rendafixa.finance/cdb/banco-digimais-sa-set-2029-cdi-140-1163370)
[140,00% | CDB | BANCO DIGIMAIS SA | INTER | 15/09 | ABR/29 R$4k](https://rendafixa.finance/cdb/banco-digimais-sa-abr-2029-cdi-140-1322094)

     CDB/LC/RDB (3 a 5 anos)   140,00%

    140,00% | CDB | 🔒BANCO RESTRITO🔒 | 🔒 | 02/09 | SET/30

R$125

140,00% | CDB | 🔒BANCO RESTRITO🔒 | 🔒 | 02/09 | SET/31

R$984

[140,00% | CDB | BANCO DIGIMAIS SA | INTER | 10/09 | SET/30 R$4](https://rendafixa.finance/cdb/banco-digimais-sa-set-2030-cdi-140-1270789)
[140,00% | CDB | BANCO DIGIMAIS SA | INTER | 28/08 | OUT/30 R$470](https://rendafixa.finance/cdb/banco-digimais-sa-out-2030-cdi-140-1158152)
[140,00% | CDB | BANCO DIGIMAIS SA | INTER | 16/09 | JUL/30 R$12](https://rendafixa.finance/cdb/banco-digimais-sa-jul-2030-cdi-140-1325065)

     CDB/LC/RDB (Acima de 5 anos)   140,00%

    140,00% | CDB | 🔒BANCO RESTRITO🔒 | 🔒 | 30/08 | NOV/31

R$1k

140,00% | CDB | 🔒BANCO RESTRITO🔒 | 🔒 | 18/09 | DEZ/31

R$960

[140,00% | CDB | BANCO DIGIMAIS SA | INTER | 13/09 | SET/31 R$1k](https://rendafixa.finance/cdb/banco-digimais-sa-set-2031-cdi-140-1295375)
[140,00% | CDB | BANCO DIGIMAIS SA | INTER | 13/09 | DEZ/31 R$944](https://rendafixa.finance/cdb/banco-digimais-sa-dez-2031-cdi-140-1295379)
[140,00% | CDB | BANCO DIGIMAIS SA | INTER | 27/08 | DEZ/31 R$5k](https://rendafixa.finance/cdb/banco-digimais-sa-dez-2031-cdi-140-1147156)

PRÉ
---

      CDB/LC/RDB (Até 6 meses)   20,00%

    20,00% | CDB | 🔒BANCO RESTRITO🔒 | 🔒 | 10/09 | OUT/26

R$5k

19,50% | CDB | 🔒BANCO RESTRITO🔒 | 🔒 | 28/08 | NOV/26

R$39k

[19,50% | CDB | BANCO DIGIMAIS | BTG | 01/09 | NOV/26 R$2k](https://rendafixa.finance/cdb/banco-digimais-nov-2026-pre-19-50-1181983)
[19,50% | CDB | BANCO DIGIMAIS | BTG | 01/09 | NOV/26 R$2k](https://rendafixa.finance/cdb/banco-digimais-nov-2026-pre-19-50-1181985)
[19,50% | CDB | BANCO DIGIMAIS | BTG | 16/09 | OUT/26 R$4k](https://rendafixa.finance/cdb/banco-digimais-out-2026-pre-19-50-1326881)

     CDB/LC/RDB (6 meses a 1 ano)   18,20%

    18,20% | CDB | 🔒BANCO RESTRITO🔒 | 🔒 | 16/09 | ABR/27

R$4k

18,20% | CDB | 🔒BANCO RESTRITO🔒 | 🔒 | 14/09 | ABR/27

R$15k

[18,20% | CDB | BANCO DIGIMAIS | BTG | 02/09 | ABR/27 R$2k](https://rendafixa.finance/cdb/banco-digimais-abr-2027-pre-18-20-1195078)
[18,20% | CDB | BANCO DIGIMAIS | BTG | 11/09 | MAR/27 R$53k](https://rendafixa.finance/cdb/banco-digimais-mar-2027-pre-18-20-1279832)
[18,20% | CDB | BANCO DIGIMAIS | BTG | 03/09 | ABR/27 R$5k](https://rendafixa.finance/cdb/banco-digimais-abr-2027-pre-18-20-1208469)

     CDB/LC/RDB (1 a 2 anos)   17,32%

    17,32% | CDB | 🔒BANCO RESTRITO🔒 | 🔒 | 01/09 | JAN/28

R$52k

17,32% | CDB | 🔒BANCO RESTRITO🔒 | 🔒 | 25/08 | JAN/28

R$65k

[17,20% | CDB | BANCO DIGIMAIS | BTG | 02/09 | JAN/28 R$10k](https://rendafixa.finance/cdb/banco-digimais-jan-2028-pre-17-20-1195279)
[17,20% | CDB | BANCO DIGIMAIS | BTG | 28/08 | DEZ/27 R$14k](https://rendafixa.finance/cdb/banco-digimais-dez-2027-pre-17-20-1150646)
[17,20% | CDB | BANCO DIGIMAIS | BTG | 16/09 | JAN/28 R$13k](https://rendafixa.finance/cdb/banco-digimais-jan-2028-pre-17-20-1326796)

     CDB/LC/RDB (2 a 3 anos)   17,28%

    17,28% | CDB | 🔒BANCO RESTRITO🔒 | 🔒 | 17/09 | DEZ/28

R$5k

17,20% | CDB | 🔒BANCO RESTRITO🔒 | 🔒 | 03/09 | JAN/29

R$44k

[17,20% | CDB | BANCO DE BRASÍLIA | BTG | 11/09 | MAR/29 R$50k](https://rendafixa.finance/cdb/banco-de-brasilia-mar-2029-pre-17-20-1279834)
[17,20% | CDB | BANCO DIGIMAIS | BTG | 16/09 | JAN/29 R$12k](https://rendafixa.finance/cdb/banco-digimais-jan-2029-pre-17-20-1326800)
[17,10% | CDB | BANCO BMG | BTG | 04/09 | MAR/29 R$4k](https://rendafixa.finance/cdb/banco-bmg-mar-2029-pre-17-10-1220096)

     CDB/LC/RDB (3 a 5 anos)   17,75%

    17,75% | CDB | 🔒BANCO RESTRITO🔒 | 🔒 | 31/08 | SET/30

R$11k

17,39% | CDB | 🔒BANCO RESTRITO🔒 | 🔒 | 11/09 | DEZ/29

R$128k

[17,10% | CDB | PICPAY | BTG | 25/08 | MAI/30 R$3k](https://rendafixa.finance/cdb/picpay-mai-2030-pre-17-10-1111299)
[17,10% | CDB | PICPAY | BTG | 31/08 | FEV/31 R$1k](https://rendafixa.finance/cdb/picpay-fev-2031-pre-17-10-1170692)
[17,10% | CDB | PICPAY | BTG | 26/08 | JUN/30 R$4k](https://rendafixa.finance/cdb/picpay-jun-2030-pre-17-10-1125127)

     CDB/LC/RDB (Acima de 5 anos)   18,00%

    18,00% | CDB | 🔒BANCO RESTRITO🔒 | 🔒 | 01/09 | DEZ/31

R$3k

18,00% | CDB | 🔒BANCO RESTRITO🔒 | 🔒 | 10/09 | DEZ/31

R$12k

[18,00% | CDB | BANCO DIGIMAIS | BTG | 09/09 | JAN/32 R$41k](https://rendafixa.finance/cdb/banco-digimais-jan-2032-pre-18-1254178)
[18,00% | CDB | BANCO DIGIMAIS | BTG | 25/08 | JAN/32 R$93k](https://rendafixa.finance/cdb/banco-digimais-jan-2032-pre-18-1111358)
[18,00% | CDB | BANCO DIGIMAIS | BTG | 08/09 | JAN/32 R$8k](https://rendafixa.finance/cdb/banco-digimais-jan-2032-pre-18-1239713)

IPCA+
-----

      CDB/LC/RDB (Até 6 meses)   16,84%

    16,84% | CDB | 🔒BANCO RESTRITO🔒 | 🔒 | 11/09 | NOV/26

R$4k

14,40% | CDB | 🔒BANCO RESTRITO🔒 | 🔒 | 11/09 | DEZ/26

R$1k

[14,26% | CDB | BANCO BTG PACTUAL S A | SANTANDER | 15/09 | DEZ/26 R$1k](https://rendafixa.finance/cdb/banco-btg-pactual-s-a-dez-2026-ipca-14-26-1317884)
[13,82% | CDB | OURIBANK | NUBANK | 31/08 | OUT/26 R$3k](https://rendafixa.finance/cdb/ouribank-out-2026-ipca-13-82-1178367)
[13,43% | CDB | OURIBANK | NUBANK | 26/08 | OUT/26 R$1k](https://rendafixa.finance/cdb/ouribank-out-2026-ipca-13-43-1133341)

     CDB/LC/RDB (6 meses a 1 ano)   11,60%

    11,60% | CDB | 🔒BANCO RESTRITO🔒 | 🔒 | 10/09 | MAI/27

R$55k

11,60% | CDB | 🔒BANCO RESTRITO🔒 | 🔒 | 28/08 | JUN/27

R$6k

[11,60% | CDB | BANCO FIBRA | ION | 26/08 | JUN/27 R$18k](https://rendafixa.finance/cdb/banco-fibra-jun-2027-ipca-11-60-1124098)
[11,60% | CDB | BANCO PINE | ION | 16/09 | MAI/27 R$6k](https://rendafixa.finance/cdb/banco-pine-mai-2027-ipca-11-60-1325571)
[11,60% | CDB | BANCO BMG | ION | 02/09 | JUN/27 R$91k](https://rendafixa.finance/cdb/banco-bmg-jun-2027-ipca-11-60-1201923)

     CDB/LC/RDB (1 a 2 anos)   11,60%

    11,60% | CDB | 🔒BANCO RESTRITO🔒 | 🔒 | 02/09 | OUT/27

R$6k

11,60% | CDB | 🔒BANCO RESTRITO🔒 | 🔒 | 02/09 | NOV/27

R$2k

[11,60% | CDB | BANCO BMG | ION | 24/08 | NOV/27 R$908](https://rendafixa.finance/cdb/banco-bmg-nov-2027-ipca-11-60-1096967)
[11,60% | CDB | BANCO PAN | ION | 10/09 | SET/27 R$120k](https://rendafixa.finance/cdb/banco-pan-set-2027-ipca-11-60-1266953)
[11,60% | CDB | BANCO BMG | ION | 24/08 | NOV/27 R$543](https://rendafixa.finance/cdb/banco-bmg-nov-2027-ipca-11-60-1096971)

     CDB/LC/RDB (2 a 3 anos)   10,55%

    10,55% | CDB | 🔒BANCO RESTRITO🔒 | 🔒 | 31/08 | FEV/29

R$10k

10,00% | CDB | 🔒BANCO RESTRITO🔒 | 🔒 | 11/09 | MAI/29

R$1k

[10,00% | CDB | BANCO FIBRA S.A AGENCIA MATRIZ | INTER | 31/08 | OUT/28 R$1k](https://rendafixa.finance/cdb/banco-fibra-sa-agencia-matriz-out-2028-ipca-10-1175632)
[10,00% | CDB | BANCO AGIBANK S.A | INTER | 09/09 | NOV/28 R$5k](https://rendafixa.finance/cdb/banco-agibank-sa-nov-2028-ipca-10-1257563)
[10,00% | CDB | BANCO FIBRA S.A AGENCIA MATRIZ | INTER | 18/09 | JUL/29 R$3k](https://rendafixa.finance/cdb/banco-fibra-sa-agencia-matriz-jul-2029-ipca-10-1361824)

     CDB/LC/RDB (3 a 5 anos)   10,55%

    10,55% | CDB | 🔒BANCO RESTRITO🔒 | 🔒 | 16/09 | ABR/30

R$1k

10,05% | CDB | 🔒BANCO RESTRITO🔒 | 🔒 | 28/08 | MAI/30

R$1k

[10,00% | CDB | BANCO FIBRA | GENIAL | 26/08 | JAN/30 R$64k](https://rendafixa.finance/cdb/banco-fibra-jan-2030-ipca-10-1129497)
[10,00% | CDB | BANCO BTG PACTUAL | INTER | 31/08 | MAR/31 R$3k](https://rendafixa.finance/cdb/banco-btg-pactual-mar-2031-ipca-10-1175578)
[10,00% | CDB | BANCO AGIBANK S.A | INTER | 09/09 | NOV/29 R$5k](https://rendafixa.finance/cdb/banco-agibank-sa-nov-2029-ipca-10-1257564)

     CDB/LC/RDB (Acima de 5 anos)   10,00%

    10,00% | CDB | 🔒BANCO RESTRITO🔒 | 🔒 | 31/08 | FEV/34

R$1k

10,00% | CDB | 🔒BANCO RESTRITO🔒 | 🔒 | 24/08 | OUT/34

R$975

[10,00% | CDB | BANCO BONSUCESSO S/A | INTER | 25/08 | ABR/32 R$166](https://rendafixa.finance/cdb/banco-bonsucesso-s-a-abr-2032-ipca-10-1114800)
[10,00% | CDB | BANCO BTG PACTUAL S.A. | INTER | 27/08 | MAR/33 R$872](https://rendafixa.finance/cdb/banco-btg-pactual-sa-mar-2033-ipca-10-1141427)
[9,40% | CDB | BANCO FIBRA | BTG | 11/09 | MAR/32 R$11k](https://rendafixa.finance/cdb/banco-fibra-mar-2032-ipca-9-40-1279495)

CDI+
----

      CDB/LC/RDB (Até 6 meses)   2,80%

    2,80% | CDB | 🔒BANCO RESTRITO🔒 | 🔒 | 01/09 | DEZ/26

R$60k

2,80% | CDB | 🔒BANCO RESTRITO🔒 | 🔒 | 01/09 | OUT/26

R$22k

[2,80% | CDB | BANCO BS2 | ION | 08/09 | JAN/27 R$73k](https://rendafixa.finance/cdb/banco-bs2-jan-2027-cdi-mais-2-80-1247491)
[2,80% | CDB | BANCO BS2 | ION | 11/09 | DEZ/26 R$256k](https://rendafixa.finance/cdb/banco-bs2-dez-2026-cdi-mais-2-80-1286660)
[2,80% | CDB | BANCO BS2 | ION | 02/09 | OUT/26 R$63k](https://rendafixa.finance/cdb/banco-bs2-out-2026-cdi-mais-2-80-1201925)

     CDB/LC/RDB (6 meses a 1 ano)   2,95%

    2,95% | CDB | 🔒BANCO RESTRITO🔒 | 🔒 | 01/09 | ABR/27

R$45k

2,90% | CDB | 🔒BANCO RESTRITO🔒 | 🔒 | 24/08 | ABR/27

R$15k

[2,50% | CDB | OMNI S/A CFI | ION | 27/08 | MAI/27 R$203k](https://rendafixa.finance/cdb/omni-s-a-cfi-mai-2027-cdi-mais-2-50-1138176)
[2,50% | CDB | BANCO CAIXA GERAL | ION | 27/08 | JUL/27 R$199k](https://rendafixa.finance/cdb/banco-caixa-geral-jul-2027-cdi-mais-2-50-1138177)
[2,50% | CDB | BANCO AGIBANK | ION | 25/08 | ABR/27 R$7k](https://rendafixa.finance/cdb/banco-agibank-abr-2027-cdi-mais-2-50-1110529)

     CDB/LC/RDB (1 a 2 anos)   2,50%

    2,50% | CDB | 🔒BANCO RESTRITO🔒 | 🔒 | 16/09 | OUT/27

R$89k

2,50% | CDB | 🔒BANCO RESTRITO🔒 | 🔒 | 24/08 | NOV/27

R$1

[2,50% | CDB | OMNI S/A CFI | ION | 24/08 | SET/27 R$4k](https://rendafixa.finance/cdb/omni-s-a-cfi-set-2027-cdi-mais-2-50-1104665)
[2,50% | CDB | BANCO BMG | ION | 01/09 | DEZ/27 R$12k](https://rendafixa.finance/cdb/banco-bmg-dez-2027-cdi-mais-2-50-1188702)
[2,50% | CDB | BANCO C6 CONSIGNADO S.A | ION | 21/09 | DEZ/27 R$138k](https://rendafixa.finance/cdb/banco-c6-consignado-sa-dez-2027-cdi-mais-2-50-1374598)

     CDB/LC/RDB (2 a 3 anos)   2,48%

    2,48% | CDB | 🔒BANCO RESTRITO🔒 | 🔒 | 27/08 | AGO/29

R$6k

2,46% | CDB | 🔒BANCO RESTRITO🔒 | 🔒 | 03/09 | AGO/29

R$22k

[2,38% | CDB | BANCO C6 S.A. | XP | 31/08 | JUL/29 R$9k](https://rendafixa.finance/cdb/banco-c6-sa-jul-2029-cdi-mais-2-38-1170009)
[2,37% | CDB | PINE | XP | 10/09 | JUL/29 R$3k](https://rendafixa.finance/cdb/pine-jul-2029-cdi-mais-2-37-1267766)
[2,26% | CDB | BMG | XP | 26/08 | MAI/29 R$11k](https://rendafixa.finance/cdb/bmg-mai-2029-cdi-mais-2-26-1124317)

     CDB/LC/RDB (3 a 5 anos)   2,50%

    2,50% | CDB | 🔒BANCO RESTRITO🔒 | 🔒 | 11/09 | JUN/30

R$5k

2,50% | CDB | 🔒BANCO RESTRITO🔒 | 🔒 | 09/09 | ABR/30

R$6k

[2,50% | CDB | BANCO C6 CONSIGNADO S.A. | XP | 10/09 | OUT/30 R$5k](https://rendafixa.finance/cdb/banco-c6-consignado-sa-out-2030-cdi-mais-2-50-1267632)
[2,50% | CDB | BANCO C6 CONSIGNADO S.A. | XP | 25/08 | OUT/30 R$21k](https://rendafixa.finance/cdb/banco-c6-consignado-sa-out-2030-cdi-mais-2-50-1111008)
[2,00% | CDB | FIBRA | XP | 21/09 | DEZ/30 R$1k](https://rendafixa.finance/cdb/fibra-dez-2030-cdi-mais-2-1374982)

     CDB/LC/RDB (Acima de 5 anos)   2,50%

    2,50% | CDB | 🔒BANCO RESTRITO🔒 | 🔒 | 26/08 | MAI/33

R$26k

2,50% | CDB | 🔒BANCO RESTRITO🔒 | 🔒 | 24/08 | JUL/32

R$7k

[2,00% | CDB | BANCO FIBRA | ION | 14/09 | FEV/32 R$20k](https://rendafixa.finance/cdb/banco-fibra-fev-2032-cdi-mais-2-1306640)
[2,00% | CDB | BANCO FIBRA | ION | 26/08 | SET/32 R$1k](https://rendafixa.finance/cdb/banco-fibra-set-2032-cdi-mais-2-1124117)
[2,00% | CDB | BANCO FIBRA | ION | 31/08 | JUN/32 R$31k](https://rendafixa.finance/cdb/banco-fibra-jun-2032-cdi-mais-2-1169711)

       Perguntas frequentes
----------------------

 ### O que é FGC?

O Fundo Garantidor de Créditos cobre até R$ 250 mil por CPF e instituição (teto de R$ 1 milhão por CPF/CNPJ em 4 anos) em CDBs, LCs, RDBs, LCIs, LCAs e LCDs, em caso de falência do emissor.

### CDB prefixado ou pós-fixado?

O pós-fixado acompanha o CDI e protege em cenários de juros altos; o prefixado trava a taxa e pode render mais se os juros caírem. Compare os dois lado a lado nesta lista.

### O que significa 100% do CDI?

É a referência do mercado: o título rende o equivalente à taxa DI do período. Ofertas acima de 100% do CDI são atrativas, sobretudo com liquidez diária e emissor sólido.

### Qual a diferença entre CDB, LC e RDB?

O CDB é emitido por bancos; a LC (letra de câmbio), por financeiras; o RDB é parecido com o CDB, mas em geral não permite resgate antes do vencimento. Os três têm cobertura do FGC.

### Quanto pago de IR no CDB?

Tabela regressiva sobre o rendimento: 22,5% até 180 dias, 20% até 360 dias, 17,5% até 720 dias e 15% acima de 720 dias.

### Qual o melhor CDB hoje?

Depende do prazo e do emissor. Ordene a lista pela taxa, confira a cobertura do FGC e escolha o vencimento alinhado ao seu objetivo.